Here, we caught up with Haskins to get her take on three cheap, out-of-the-way beach retreats in Mexicos Yucatn Peninsula that provide the opportunity for a quieter, easier and much more affordable life. When you think of retirement locales, Florida is probably the first state to come to mind and for good reason. However, you're never a far drive from the epic beaches nearby, like Folly Beach, Kiawah Island Beach, Seabrook Island Beach and Isle of Palms Beach. Cruise Ship Tips: 9 Insider Secrets From A Trailblazing Captain, The Future Is Female: 3 Travel Companies Inspiring The Next Generation Of Leaders, The Ultimate Paid Time Off: 17 Companies That Will Give You Money To Travel. Ocean Springs is a Gulf community with a small population of less than 18,000 and a median age of around 40. It may also be a little more lively. However, one of the reasons it may be more affordable than other beach towns is because its almost too popular with tourists, lacks arts and culture, and is on the seasonal hurricane path. A historic downtown has blocks of buildings from the early 20th century as well as The Freeport Historical Museum. Plus, it has its own stretch of bayfront nine miles to be exact. Where to stay: Hibiscus Elegant Midcentury Beachside House. The welcoming area boasts many gay bars and restaurants, a thriving Pride parade (in years past), and an LGBTQ centerall on the shores of tax-friendly Delaware. Bay St. Louis is attractive to residents and visitors because of its beautiful gulf beaches, temperate winter climate and plenty of entertainment during high season. Here's a look at the Best Places. If hunting for shark teeth wont keep the grandkids occupied, chances are nothing willbut you could always try taking them to the arboretum or Historic Venice Train Depot, or take them for a boat ride. Water activities fill the rest of your time, from diving to paddle board yoga. In Loja, you'll . Income diversification can help you set up a financially secure retirement. People enjoy it.. Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. No matter where in the world you live, there is no doubt a great beach retirement destination not too far from where you that wont leave you feeling too far away from your family and friends, and will no doubt open doors for new friendships and the opportunity to meet like-minded people. Haskins hails from the Midwest, where she spent nearly 25 years working in corporate advertising and marketing. How Many Beaches Are There In Massachusetts? 2 . It costs a median of $1,694 per month to own a home with a mortgage in Portland, and renters pay a median of $1,115 monthly. Mahahual has a hip-but-rustic feel, says Haskins. The day when, for most people, they can not answer to someone, be free, be their boss. People love to live here because of the beautiful beaches, the winter climate and the entertainment. The overall cost of living is about 28% lower than in the United States, and rent is 73% lower. The cliff-edged and chilly shoreline of Bastendorff Beach, just a short trip over the bridge from Coos Bay, is gorgeous, a wholly relaxing place to collect shells, pitch a tent, or ride a horse. Most Affordable Beach Towns To Retire But when you think of America's great beach towns, like the Hamptons, Miami, Malibu, Hilton Head, among many others, we get snapped right back into reality rather quickly the cost of living in these spectacular beach towns is pretty darn high! The town is popular because of its beach location and plenty of outdoor activities, but it lacks arts and culture and is fairly isolated when it comes to having other things to do. It's one of the most affordable places to live in the Caribbean: According to International Living, a couple could live well starting at $2,000 a month. 3. Homeowners pay a median of $1,485 per month to live in Tampa, and the median rent is $1,160 monthly. Add to this the sentimental nostalgia that many people have of summer family vacations to the beach, and its easy to see why there are sunny recollections of happy times, making such destinations ever more attractive. Because it is far from Cancn's international airport, though, you wont find big resorts or the thumping nightclubs and upscale restaurants. Source: SmartAsset 2022 Study Get the data Embed A couple can live comfortably in Mahahual for less than $2,000 a month. For a comfortable, well-appointed lifestyle, budget US$1,223 a month. With warm temperatures all year, an abundance of beaches to explore, and a lower cost of living, Mexico is an attractive retirement option while still familiar with many US brands. It is equidistant from the historic city of Savannah as it is to the spectacular beaches and seclusion of Tybee Island. While insurance may be a bit dicier, that's likely to be a temporary issue, says Larry Snider, vice president of operations at Casago Property Management and Vacation Rentals. However, it's also saddled with the highest cost of living in the top 20, running nearly 10% above national averages. Sunset Beach is one of the cheapest beachside towns for renters, particularly when compared with the median list price of its homes. Therefore, its not surprising that the city was named the top destination for snowbirds in 2021-22 by StorageCafe. World-renowned for excellent healthcare standards, Thailand is a sunny and friendly nation with a low cost of living. Great Places To Retire Near The Beach 2023 - Retirable If you're interested in retiring near the ocean without the humidity of a tropical destination, consider Portland. Residents of Melbourne enjoy a beach retirement along the Atlantic Ocean at reasonable prices. That said, if you want ocean views, Eureka has those in spades. Ocean Pines is just over the bay from the iconic Ocean City, Maryland one of the great American boardwalk beach towns and a mid-Atlantic favorite vacation getaway. 2023 GOBankingRates. Where to stay: Stunning Renovated Direct Beachfront. Unsurprisingly, we're starting on Florida's Atlantic Coast in Palm Beach County. These places might be options that youd like to consider, and well tell you why. Port Arthur has gone through a revitalization that has resulted in a refreshed downtown. Its a popular gay retirement community, says Russell Stucki, real estate associate at Re/Max Realty Group. With sublime beaches and a well-established expat community (20% of the islands permanent population), Phuket offers pristine beaches and a warm, tropical climate. These towns may not have the international reputation as other beach towns in the country, but thats why they are so coveted they fly below the radar and keep the cost of living low. Its home to lots of shopping, plenty of restaurants, nice golf courses, a great sailing scene, and beautiful beaches. Soak up the sun when you retire to one of these affordable destinations. The location: Mexicos Yucatn Peninsula, where you'll find off-the-radar coastal communities that are so cheap you might not need to work. Located approximately 10 miles south of Myrtle Beach, Garden City, South Carolina, is a small resort town with a population of 10,600 and 38% of residents are 65 years old and up. Sarasota Memorial Health Care System and HCA Florida Sarasota Doctors Hospital are major health care providers for the community. Just 15 minutes south of the bustling tourist shops, boardwalks, and mini-golf courses of Myrtle Beach, Murrells Inlet offers retirees a quiet respite from that popular vacation town. 5 Cheap Places To Retire Near The Beach Summer is much livelier, with outdoor activities, like music, golf and farmers markets. Pedas, Panama That, plus outdoor recreation and a low cost of living is what makes it attractive. The cost of living is low, and there are residency options for retirees requiring a monthly income of at least $600. For a cheaper retirement option, head to Daytona Beach on Florida's Atlantic coast. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. Biloxi has beautiful Gulf beaches, a mild winter climate and tons of entertainment. Average income for population 65+: $70,291. Specifically, she specializes in budgeting, debt repayment, savings and retirement. Freeport's coastal waterways are teeming with fish, so you can imagine that fishing is one of the biggest draws to this part of the country. Coronado is a 32-mile island across the bridge from San Diego. Today, what brings visitors to Port Arthur are the history, wildlife and beaches. Consider these affordable retirement locales in the city, beach and mountains. Can it be possible? Its chilly, long winters are what keep this beach town more affordable than other ones in America. The median home price is $1,426 per month with a mortgage or $1,111 to rent. Quit your job and live in paradise in three cheap. Retirees can take the grandkids on whale watching tours or picnic at one of the many parks or the beach. The hurricane risk and the rate of city growth and sprawl are also what keep housing costs low. Prices are considerably lower than Miami, but compared to the rest of Florida, you'll still be paying around half a million to live on the beach. 10 Best Budget-Friendly Places to Retire in the World If you're interested in retiring near the ocean without the humidity of a tropical destination, consider Portland. If you're looking for a cheap place to retire near the beach, consider Daytona Beach. Some countries have very appealing visa programs for retirees that make a living there permanently much more accessible than others, so this is an essential factor to consider if youre planning on moving full-time or owning property in another country. Ecuador has acquired a reputation as one of the best options in the world for retirees on a budget, but little Loja is still off the world's radar. The cost of living and crime, Read More Is It Good To Live In Miami Beach?Continue. It costs a median of $1,296 per month to own a home with a mortgage in Myrtle Beach and just $976 monthly to rent. Its population is a beautiful mix of native Hawaiians, Japanese, Portuguese, Puerto Ricans and Chinese, among others, and it draws an artistic crowd who come to explore its museums and the Hawai'i Volcanoes National Park. The large community has various purchase restrictions, including a minimum age, and in some cases requires all-cash transactions; but to buy in another part of the desirable beach town would cost at least $700,000. The country faces the shores of both the Caribbean Sea and the Pacific Ocean, so there's plenty of beachfront to go around, in addition to rivers, lakes, and rainforests. From the peaceful dunes of Cape Cod and the warm waters of the Gulf of Mexico to the wild cliffs of the Pacific Northwest, these are the top 10 affordable beach towns and cities across the United States where retirees can kick back. The Cost:Because it is not as discovered as the Riviera Maya nor does it have nearly as many amenities (any major shopping or healthcare needs are done in the town of Chetumal, an hour away) prices for real estate are much lower than youll find along the Riviera Maya, says Haskins. Note: We may earn money from affiliate partners if you buy through links on our site. It's also great for retirees, with lots of recreation areas and a high ratio of doctors' offices to people. The city is a UNESCO world heritage site, and the monthly cost of living can be as low as between $500-1000. Seal Beach is quaint and cute to walk around, says Melinda Elmer, a Realtor with Century 21 Masters. 10 Most Affordable Beach Towns Perfect for Retirement in 2023 - MoneyWise Copyright 2022 Travel + Leisure Co. All Rights Reserved. 20 Affordable Beach Cities to Live In (Study 2019) - GOBankingRates The World's 9 Most Affordable Places to Retire - US News & World Report Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. We know people who spend far more and others that spend less, says Haskins. Belize offers one of the best retirement programs globally, only taxes on income earned in the country, and retains English as their official language, eliminating language barriers for many. The laid-back city boasts a restaurant- and shop-lined Main Street, which spills out to a nice pier and beach. A couple could live a comfortable life for about $2,000 a month. Are there sandy beaches on Capri? Think about the advantages and disadvantages for retirees before moving. Or, at least, for many of us, we wish it were. Seals actually do galumph around on the shore. However, what really makes this port town ideal for the 55-plus crowd is the easy access to quality health care. Before you raid your 401(k) or IRA, learn the realities and benefits of taking a retirement plan hardship loan. Jacksonville boasts 22 miles of white-sand beaches along the Atlantic coast.
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